Skipjack Corporation
USER AGREEMENT

This User Agreement (“Agreement”) is a contract between you and Skipjack Technology Pte Ltd and applies to your use of Skipjack Technology Pte Ltd services. You must read, agree with and accept all of the terms and conditions contained in this Agreement. This is an important document which you must consider carefully when choosing whether to use Skipjack Technology Pte Ltd services.

GENERAL

By signing up to use the Skipjack Technology Pte Ltd account through the skipjackfcn.com website, the Skipjack Technology Pte Ltd API, and/or any associated websites or mobile applications (collectively the “skipjackfcn.com site”), you agree to comply with and be legally bound by this Agreement, as revised from time to time. If you do not agree to any of the terms set forth in this Agreement, or any subsequent modification to the Agreement, you may not access or use any of the Skipjack Technology Pte Ltd Services.

We may amend or modify this Agreement by posting on the SkipjackFCN.com site or emailing to you the revised Agreement, and the revised Agreement shall be effective at such time. We may (a) modify or discontinue any portion of the Skipjack Corporation Inc. services, and (b) suspend or terminate your access to the Skipjack Corporation Inc. Services, at any time, and from time to time, without notice to you in certain, limited circumstances described herein. You agree that we shall not be liable to you or any third party for any modification or termination of the Skipjack Corporation Inc. services, or suspension or termination of your access to the Skipjack Corporation Inc. Services, except to the extent otherwise expressly set forth herein.

Skipjack Corporation FZC, together with its employees, directors, affiliates, successors, are in the process of acquire for Bank Identification Number (BIN) sponsor as assignees for banking license from Matchmove Pay Pte. Ltd.(CRN: 200902936W) is a company duly established and operating under the laws of Singapore, has its registered office at 137 Telok Ayer Street, #03-03,Singapore 068602 .It is Licensed, Authorized and Regulated by the Monetary Authority of Singapore (MAS) under the Money Changing and 1 Remittance Act (Chapter 187) for the provision of remittance services with Registration/License number: 01331 issuing under Section 30 of the Money Changing and Remittance Act (Chapter 187). Please note that such licensing does NOT guarantee the performance of the remittance licensee and you take the risk of any loss suffered from the remittance.

Under license of Matchmove BIN sponsorship, our encryp-digital bank and exchange infrastructure are run and maintained by Skipjack Corporation FZC. The Skipjack Encryptrade Exchange is fully compliant with international standards and KYC guidelines, regulated by the Monetary Authority of Singapore (MAS). Skipjack mastercard issuer is Skipjack Corporation Inc and Skipjack Corporation FZC ,a regulated encryp bank entity ,Skipjack digital bank under license by Matchmove

Please note the following risks of using Skipjack Technology Pte Ltd services:

1. OUR RELATIONSHIP WITH YOU.

1.1 Skipjack Technology Pte Ltd helps you make payments to and accept payments from third parties. Skipjack Technology Pte Ltd also provides a digital currency wallet service where you can store your digital currency. Skipjack Technology Pte Ltd also allows users to buy and sell digital currency. Skipjack Technology Pte Ltd is an independent contractor for all purposes. Skipjack Technology Pte Ltd does not have control of, or liability for, the products or services that are paid for with Skipjack Technology Pte Ltd services. We do not guarantee the identity of any user or other party or ensure that a buyer will complete a transaction. Skipjack Technology Pte Ltd is not a money transmitter. Skipjack Technology Pte Ltd assists its users in digital currency transactions.

1.2 Your Privacy. Protecting your privacy is very important to Skipjack Technology Pte Ltd Please review our Privacy Policy in order to better understand our commitment to maintaining your privacy, as well as our use and disclosure of your information.

1.3. You must register for our Services using accurate data, provide your current mobile phone number, and, if you change it, update this mobile phone number using our in-app change number feature. You agree to receive text messages and phone calls (from us or our third-party providers) with codes to register for our Services.

1.4 You must be at least 13 years old to use our Services (or such greater age required in your country for you to be authorized to use our Services without parental approval). In addition to being of the minimum required age to use our Services under applicable law, if you are not old enough to have authority to agree to our Terms in your country, your parent or guardian must agree to our Terms on your behalf.

1.5 Privacy of Others; Marketing. If you receive information about another user through Skipjack Technology Pte Ltd services, you must keep the information confidential and only use it in connection with Skipjack Technology Pte Ltd services. You may not disclose or distribute a user’s information to a third party or use the information for marketing purposes unless you receive the user’s express consent to do so. You may not send unsolicited email to a user through SkipjackFCN.com.

1.6 Notices to You. You agree that Skipjack Corporation Inc., via SkipjackFCN.com App and/or Web Portal may provide you communications about your Account and SkipjackFCN.com services electronically.

1.7 Password Security and Keeping Your Email and Address Current. You are responsible for maintaining adequate security and control of any and all IDs, passwords, personal identification numbers (PINs), or any other codes that you use to access SkipjackFCN.com services. You are responsible for keeping your email address up to date in your Account Profile.

1.8 Notices to You. You agree that Skipjack Technology Pte Ltd, via SkipjackFCN.com App and/or Web Portal may provide you communications about your Account and SkipjackFCN.com services electronically.

1.9 Notices to Skipjack Technology Pte Ltd We prefer receiving notices to Skipjack Technology Pte Ltd electronically through our support system at support@SkipjackFCN.com. Paper notifications can also be sent to Skipjack Technology Pte Ltd See our contact page for our mailing address.

1.10 All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

2. ACCOUNTS.

2.1 Eligibility. To be eligible to use Skipjack Technology Pte Ltd services, you must be at least 18 years old. For minors, you shall provide a consent form duly completed by your parent/legal guardian along with your and their identification documents.

2.2 Identity Authentication. If you wish to buy or sell digital currency through the exchange provided by Skipjack Technology Pte Ltd, available via SkipjackFCN.com App/Web Portal, you authorize Skipjack Technology Pte Ltd, directly or through third parties, to make any inquiries we consider necessary to validate your identity.

2.3 Multiple Accounts. Skipjack Technology Pte Ltd Accounts are personal and non-transferable. By using Skipjack Technology Pte Ltd Services, you agree that you will not create more than one Account, and that we may, without notice, close or suspend any or all of the Accounts of a Member who has, or whom we reasonably suspect has, opened multiple Accounts.

2.4 Third Party Applications. If you grant express permission to a third party to connect to your SkipjackFCN.com account, either through the third party’s product or through SkipjackFCN.com, you acknowledge that granting permission to a third party to take specific actions on your behalf does not relieve you of any of your responsibilities under this Agreement. Further, you acknowledge and agree that you will not hold Skipjack Technology Pte Ltd responsible for, and will indemnify Skipjack Technology Pte Ltd from, any liability arising from the actions or inactions of this third party in connection with the permissions you grant. You may change or remove these permissions at any time from the Account Settings (API) page.

2.5 Taxes. It is your responsibility to determine what, if any, taxes apply to the payments you make or receive, and it is your responsibility to collect, report and remit the correct tax to the appropriate tax authority. Skipjack Technology Pte Ltd is not responsible for determining whether taxes apply to your transaction, or for collecting, reporting or remitting any taxes arising from any transaction.

2.6 Your account with us is not a bank account. Our services are not financial instruments. No interest will be paid on any funds or currency you use to purchase or trade for any other currency, and such currency is not insured by the company or any government agency.

2.7 Limitations. Skipjack Technology Pte Ltd may delay an order if customer has not provided personal identifying information, if it reasonably suspects that customer is in violation of the User Agreement, or if further personal identifying information is necessary to establish the identity of the customer (“KYC”). Until completion of such verification procedures, customers may experience delayed processing of digital currency Transactions or Conversion Service transactions. Skipjack Technology Pte Ltd will designate any such delayed transaction as “pending,” and funds will not be available until the pending transaction is completed. Skipjack Technology Pte Ltd reserves the right to refuse to process, cancel, or to reverse any customer transaction (i) as required by law, (ii) in response to a facially valid subpoena, court order, or other government order, or (iii) if Skipjack Technology Pte Ltd reasonably suspects that the transaction is erroneous, or is in violation of the Skipjack Technology Pte Ltd User Agreement.

2.8 Unsolicited Deposits. Unsolicited deposits into our bank account are subject to a processing fee of up to $100.00 per incidence. Skipjack Technology Pte Ltd reserves the right at its own discretion to either process or reject such deposits and associated orders. Any reversal of funds will require adequate (as determined by Skipjack Technology Pte Ltd) proof of payment, identification of payer, and proof of ownership of the originating account (where applicable).

Examples of unsolicited deposits include but are not limited to: making a deposit without a corresponding order; check, wire, or other non-cash deposits; depositing an amount that substantially exceeds the order amount; placing an order after a deposit has been made; any type of deposit resulting in circumvention of account limits.

2.9 Wrong or Partial Beneficiary Details. A processing fee of up to USD 200.00 per failed attempt may be assessed at Skipjack Technology Pte Ltd’s discretion for orders which we are unable to complete due to wrong or partial beneficiary information.

2.10 Skipjack Technology Pte Ltd reserves the right to refuse to process, or to cancel or reverse, any transactions, including purchases or sales of digital currency in its sole discretion, even after funds have been debited from your account(s), if Skipjack Technology Pte Ltd suspects the transaction involves (or has a high risk of involvement in) money laundering, terrorist financing, fraud, or any other type of financial crime; in response to a subpoena, court order, or other government order; if Skipjack Technology Pte Ltd reasonably suspects that the transaction is erroneous; or if Skipjack Technology Pte Ltd suspects the transaction relates to a Prohibited Business and/or Prohibited Use, as set forth below. In such instances, Skipjack Technology Pte Ltd will reverse the transaction. In the cases of digital currency transaction, we are under no obligation to allow you to reinstate a purchase or sale order at the same price or on the same terms as the cancelled transaction.

2.11 Skipjack Technology Pte Ltd will make reasonable efforts to ensure that requests for cash in to and/or cash outs from your Skipjack Technology Pte Ltd account are processed in a timely manner within our advertised processing times. But Skipjack Technology Pte Ltd makes no representations or warranties regarding the amount of time needed to complete processing which is dependent upon many factors outside of our control. Skipjack Technology Pte Ltd reserves the right to delay your cash in and/or cash out at any time. We will always notify you before you confirm your transaction, or within reasonable time after we introduce such delayed processing times.

3. DIGITAL CURRENCY

3.1 Skipjack Corporation Inc. may cancel or reverse potentially high-risk buys or sells of digital currency, including those made using reversible payment methods.

3.2 Skipjack Technology Pte Ltd does not cancel or reverse digital currency-to-digital currency transactions, as long as they are accepted and confirmed on the blockchain network.

3.3 Skipjack Technology Pte Ltd keeps 100% of customer funds in storage. Skipjack Technology Pte Ltd does not engage in fractional reserve lending.

3.4 In the event Skipjack Technology Pte Ltd needs to retrieve funds from offline storage, there can be a delay in sending coins of up to 72 hours.

3.5 Skipjack Technology Pte Ltd does not guarantee the value of digital currency. You acknowledge that the price or value of digital currency can change rapidly, decrease, and potentially even fall to zero. You acknowledge that holding digital currency is high risk. You agree to deliver the agreed upon payment for digital currency upon confirmation of an order, regardless of changes in digital currency value.

3.6 Skipjack Technology Pte Ltd reserves the right to change the buy/sell limits and/or suspend trading activity on your account as we deem necessary.

3.7 The Skipjack Technology Pte Ltd services are available only in connection with those digital currencies that Skipjack Technology Pte Ltd, in its sole discretion, decides to support. The digital currencies that Skipjack Technology Pte Ltd supports may change from time to time. If you have any questions about which digital currencies Skipjack Technology Pte Ltd Under no circumstances should you attempt to use the Skipjack Technology Pte Ltd services to store, send, request, or receive digital currencies in any form that are not supported by Skipjack Technology Pte Ltd Skipjack Technology Pte Ltd assumes no responsibility or liability in connection with any attempt to use Skipjack Technology Pte Ltd services for digital currencies that Skipjack Technology Pte Ltd does not support.

3.8 Operation of Digital Currency Protocols. Skipjack Technology Pte Ltd does not own or control the underlying software protocols which govern the operation of digital currencies available for buy/sell and/or supported through our platform. In general, the underlying protocols are open source and anyone can use, copy, modify, and distribute them. By using Skipjack Technology Pte Ltd, you acknowledge and agree (i) that Skipjack Technology Pte Ltd is not responsible for operation of the underlying protocols and that Skipjack Technology Pte Ltd makes no guarantee of their functionality, security, or availability; and (ii) that the underlying protocols are subject to sudden changes in operating rules (a/k/a “forks”), and that such forks may materially affect the value, function, and/or even the name of the digital currency you buy/sell at the exchange operated Skipjack Technology Pte Ltd In the event of a fork, you agree that Skipjack Technology Pte Ltd may temporarily suspend the Skipjack Technology Pte Ltd Services and operations (with or without advance notice to you) and that Skipjack Technology Pte Ltd may subsequently, in its sole discretion, (a) configure or reconfigure its systems or (b) decide not to support (or cease supporting) the forked protocol entirely, provided, however, that you will have an opportunity to withdraw funds from the platform. You acknowledge and agree that Skipjack Technology Pte Ltd assumes absolutely no responsibility whatsoever in respect of an unsupported branch of a forked protocol.

Skipjack Technology Pte Ltd will support only one fork of each digital currencies protocol which we determine, at our sole discretion, best reflects the consensus approach.

3.9 Digital Currency Transactions. Skipjack Technology Pte Ltd processes purchases and/or sales of supported digital currencies according to the instructions received from its customers and we do not guarantee the identity of any user, receiver or other party. You should verify all transaction information prior to submitting instructions to Skipjack Technology Pte Ltd Once submitted to a digital currency network, a digital currency transaction will be unconfirmed for a period of time pending sufficient confirmation of the transaction by the digital currency network. A transaction is not complete while it is in a pending state. Funds associated with transactions that are in a pending state will be designated accordingly, and will not be included in your Skipjack Technology Pte Ltd Account balance or be available for transactions. Skipjack Technology Pte Ltd may charge network fees (miner fees) to process a digital currency transaction on your behalf. Betur Inc will calculate the network fee in its discretion, although Betur Inc will always notify you of the network fee at or before the time you authorize the transaction.

3.10 Skipjack Technology Pte Ltd securely stores all digital currency private keys in our control in a combination of online and offline storage. As a result, it may be necessary for Skipjack Technology Pte Ltd to retrieve certain information from offline storage in order to facilitate a digital currency transaction in accordance with your instructions, which may delay the initiation or crediting of such digital currency transaction for 72 hours or more. You acknowledge and agree that a digital currency transaction facilitated by Skipjack Technology Pte Ltd may be delayed.

3.11 Sending Digital Currency to Your ETH Wallet. For customers receiving digital currency directly to their ETH wallet using their bitcoin address, Skipjack Technology Pte Ltd reserves the right to not process such conversion (for example, when such transaction exceeds our system limits), in which case, the funds will be remain in digital currency value and will be credited to the customer’s digital currency wallet.

4. UNAUTHORIZED USES.

Users are prohibited from using any Skipjack Technology Pte Ltd Services, services provided to or in relation to other users, and related third party services, for or in relation to certain activities (“Unauthorized Uses”) which contravene the Agreement. This prohibition is designed to protect Coins Customers from wrongdoing and ensure compliance with local laws and international norms.

These categories are not exhaustive and are designed primarily for illustrative purposes. Any use of the services for the purpose of facilitating, participating in, or acting in relation any Unauthorized Uses can lead to service disruptions, changes in services, account deactivation or reporting to law enforcement. If you believe you are using Coins services for one of the purposes below, are seeking to use Coins services for that reason, or are unsure whether your use or intended use may be a Prohibited Use, you may contact Coins Support for clarity.

Prohibited Uses include transaction or activities related to:

5. DISPUTES WITH Skipjack Technology Pte Ltd

5.1 Indemnification. You agree to indemnify and hold Skipjack Technology Pte Ltd, its parent, the officers, directors, agents, joint venturers, and employees harmless from any claim or demand (including attorneys’ fees) arising out of your breach of this Agreement or your use of Skipjack Technology Pte Ltd services.

5.2 Release of Skipjack Technology Pte Ltd If you have a dispute with one or more users, you release Skipjack Technology Pte Ltd (and our parent, officers, directors, agents, joint ventures, employees and suppliers) from any and all claims, demands and damages (actual and consequential) of every kind and nature arising out of or in any way connected with such disputes. In addition, this release extends to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which if not known by him must have materially affected his settlement with the debtor.

5.3 Disputes with Skipjack Technology Pte Ltd If you think we have made an error, write to us at SkipjackFCN.com, or email us at support@SkipjackFCN.com. In your correspondence, you must give us information sufficient to identify you, your account, and the transaction on which you believe an error occurred. You must contact us within 30 days after the transaction occurred. Within 90 days of receiving your request, we must either correct the error or explain to you why we believe the transaction was correct.

6. CUSTOMER CASH-IN.

6.1 Skipjack Technology Pte Ltd may introduce you to third party customers or “Tellers” for the purpose of cashing-in funds into your Skipjack Technology Pte Ltd account. While we try to verify each Teller, we will not assess the suitability, legality or ability of any third party cash-in providers and you expressly waive and release the company and/or its directors, officers, and employees from any and all liability, claims or damages arising from or in any way related to the third party cash-in service provider. The company will not be a party to disputes, negotiations of disputes between you and such third party providers. Responsibility for the decisions you make regarding services offered via the software or service (with all its implications) rests solely with you. We will not assess the suitability, legality or ability of any such third parties and you expressly waive and release the company and/or its directors, officers and employees from any and all liability, claims, causes of action, or damages arising from your use of the software or service, or in any way related to the third parties introduced to you by the software or service.

6.2 Any references in the Site, Application or Services to a Customer being “verified” or “connected” (or similar language) only indicate that the Member has completed a relevant verification process, and does not represent anything else. Any such description is not an endorsement, certification or guarantee by Skipjack Technology Pte Ltd about any Customer, including of the Customer’s identity and whether the Customer is trustworthy, safe or suitable. Instead, any such description is intended to be useful information for you to evaluate when you make your own decisions about the identity and suitability of others whom you contact or interact with via the website and Services. We therefore recommend that you always exercise due diligence and care when deciding whether to trust a Teller or to accept a cash-in request from a Customer, or to have any other interaction with any other Customers.

7. GENERAL PROVISIONS.

7.1 Limitations of Liability. IN NO EVENT SHALL WE, OUR PARENT, THE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS OF Skipjack Technology Pte Ltd. OR OUR PARENT BE LIABLE FOR LOST PROFITS OR ANY SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH OUR WEBSITE, Skipjack Technology Pte Ltd SERVICES, OR THIS AGREEMENT (HOWEVER ARISING, INCLUDING NEGLIGENCE). Some states do not allow the exclusion or limitation of incidental or consequential damages so the above limitation or exclusion may not apply to you. OUR LIABILITY, AND THE LIABILITY OF OUR PARENT, OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS, TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE ACTUAL AMOUNT OF DIRECT DAMAGES.

7.2 No Warranty. Skipjack Technology Pte Ltd SERVICES ARE PROVIDED “AS IS” AND WITHOUT ANY REPRESENTATION OF WARRANTY, WHETHER EXPRESS, IMPLIED OR STATUTORY. Skipjack Technology Pte Ltd, OUR PARENT, THE OFFICERS, DIRECTORS, AGENTS, JOINT VENTURERS, EMPLOYEES AND SUPPLIERS OF Skipjack Technology Pte Ltd OR OUR PARENT SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. Skipjack Technology Pte Ltd does not have any control over the products or services that are paid for with Skipjack Technology Pte Ltd services and Skipjack Technology Pte Ltd cannot ensure that a buyer or a seller you are dealing with will actually complete the transaction or is authorized to do so. Skipjack Technology Pte Ltd does not guarantee continuous, uninterrupted or secure access to any part of Skipjack Technology Pte Ltd services, and operation of our site may be interfered with by numerous factors outside of our control. Skipjack Technology Pte Ltd will make reasonable efforts to ensure that requests for electronic debits and credits involving bank accounts, credit cards, and check issuances are processed in a timely manner but Skipjack Technology Pte Ltd makes no representations or warranties regarding the amount of time needed to complete processing because Skipjack Technology Pte Ltd services are dependent upon many factors outside of our control, such as delays in the banking system or the U.S. or international mail service. Some states do not allow the disclaimer of implied warranties, so the foregoing disclaimers may not apply to you. This paragraph gives you specific legal rights and you may also have other legal rights that vary from state to state.

7.3 Force Majeure. We shall not be liable for delays, failure in performance or interruption of service which result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.

7.4 Arbitration. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled by arbitration in accordance with the Arbitration Rules of the Singapore International Arbitration Center (“SIAC Rules”) for the time being in force, which rules are deemed to be incorporated by reference in this clause. The Tribunal shall consist of one or more arbitrators (if one arbitrator cannot be designated by mutual agreement of the Parties) appointed in accordance with said rules. The venue for arbitration shall be Singapore, and the language of arbitration shall be English. The arbitral award shall be final and binding on the Parties and shall be enforceable in any court having jurisdiction. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees.

7.5 Time Limitation on Claims. You agree that any claim you may have arising out of or related to your relationship with Skipjack Technology Pte Ltd must be filed within 6 months after such claim arose; otherwise, your claim is permanently barred.

7.6. Export Controls & Sanctions. The supply of digital currency and the Skipjack Technology Pte Ltd services through the SkipjackFCN.com site is subject to Singapore and international export controls and economic sanctions requirements. By acquiring any such items through the Skipjack Technology Pte Ltd site, you represent and warrant that your acquisition comports with and your use of the item will comport with those requirements. Without limiting the foregoing, you may not acquire digital currency or any of the Skipjack Technology Pte Ltd services through the Skipjack Technology Pte Ltd site if: (1) you are in, under the control of, or a national or resident of Cuba, Iran, North Korea, Sudan or Syria or any other country subject to United States embargo, UN sanctions, HM Treasury’s financial sanctions regime, or if you are on the U.S. Treasury Department’s Specially Designated Nationals List or the U.S. Commerce Department’s Denied Persons List, Unverified List, Entity List HM Treasury’s financial sanctions regime; or (2) you intend to supply the acquired digital currency or Skipjack Technology Pte Ltd Services to Cuba, Iran, North Korea, Sudan or Syria or any other country subject to United States embargo or UN sanctions (or a national or resident of one of these countries), or to a person on the Specially Designated Nationals List, Denied Persons List, Unverified List, Entity List, or HM Treasury’s financial sanctions regime.

POLICY ON CUSTOMERS FROM THE STATE OF NEW YORK

In light of the recent New York “BitLicense” regulations we have regretfully decided to no longer service customers who are either residents of, or are located in the state of New York.

By signing up for an account with us or by using any of our products and services, you confirm that you are not a New York State resident or New York State legal entity, and that you will not be using our services from the State of New York.

APPENDIX 1: PROHIBITED BUSINESSES AND PROHIBITED USE

The following categories of businesses, business practices, and sale items are barred from Skipjack Technology Pte Ltd services (“Prohibited Businesses”). By opening a Skipjack Technology Pte Ltd account, you confirm that you will not use Skipjack Technology Pte Ltd services in connection with the following businesses, activities, practices, or items:

You may not use your SkipjackFCN.com Account to engage in the following categories of activity (“Prohibited Use”). By opening a SkipjackFCN.com Account operated by Skipjack Technology Pte Ltd, you confirm that you will not use your Account to do any of the following: